If you're physically unable to work because of an injury, a handful of first-party programs may replace part of your income - but none of them promise full wage replacement.
This is a different question from being unable to drive only because your car is in the shop. For that, see our lost-income/downtime page.
Where disability benefits might come from
- Uber Optional Injury Protection - up to $500/week if you enrolled and coverage applies.
- Lyft's automatic Occupational Accident program (California, Massachusetts - not a ClaimedUp-covered state, Minnesota) - temporary total disability equal to 66% of your average weekly earnings from all network companies, subject to policy minimums and maximums.
- Uber's automatic Occupational Accident programs (same three states) - also include disability and lost-earnings benefits; we haven't verified one universal dollar figure across all three.
- Washington workers' compensation - may reimburse part of your lost wages.
- New York Black Car Fund workers' compensation - compensation calculated at two-thirds of your average weekly wage, subject to statutory limits and waiting-period rules.
This isn't the same question as a damaged car
Being hurt and unable to work is different from being physically fine but unable to drive because your car is being repaired. For that situation, see our lost-income/downtime page - the coverage and the payer are different.
None of these programs promise complete wage replacement. Eligibility, benefit amounts, and which app-status periods are covered vary by state and platform.
Who pays for my lost income while my car is being repaired? →Who pays my medical bills if I'm hurt driving? →
Eligibility and benefit amounts vary sharply by state and platform. Open your state and jump straight to what we have verified.
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