No. Uber says plainly that its insurance will not cover a rental car for you.
Uber points drivers to rental options on its Vehicle Marketplace instead, reachable through the Driver Crash Center. A rental, if you get one, comes from somewhere other than the platform's insurance.
Repairing your car and replacing your car are different things
The coverage Uber and Lyft maintain can go toward repairing or replacing your vehicle, up to its actual cash value, subject to the $2,500 deductible and to you carrying comprehensive and collision personally.
Neither platform's insurance page describes paying for a vehicle to drive while you wait. Those are separate coverages, and drivers frequently assume the first includes the second.
Where a rental can actually come from
- Your own policy, if you carry rental reimbursement. It is a separate coverage you opt into, usually with a daily and total cap.
- The at-fault driver's insurer, if someone else caused the crash and their insurer accepts responsibility. This is often discussed as loss of use.
- Paying for it yourself, through Uber's Vehicle Marketplace or any rental company.
What we cannot tell you
Lyft's insurance page does not address rental cars either way, so we will not tell you what Lyft does. We also have not verified what an at-fault insurer is required to pay in your state, or whether any state requires loss-of-use payment in these circumstances.
Who pays for my lost income? →Can I get my $2,500 deductible back? →
What an at-fault insurer owes can depend on your state. Open your state and jump straight to what we have verified.