Uber's current delivery coverage no longer pays to repair a delivery driver's own vehicle.
Uber still maintains liability coverage for covered delivery accidents, but its current delivery page says damage to your own vehicle is not covered by Uber-maintained insurance during any delivery period.
What changed?
Before the update, Uber's public insurance materials described contingent vehicle-damage coverage for qualifying delivery trips in most states.
Uber's current delivery-specific page now says:
- Your car: not covered by Uber-maintained delivery vehicle-damage insurance.
- Damage or injuries you cause to others: liability coverage may still apply.
When did it change?
Drivers began posting copies of an Uber notice in August 2026 stating that the update would begin September 1, 2026.
Uber's current public delivery page confirms the new coverage rule.
We have not found a publicly indexed Uber copy of the original August notice, so the September 1 effective date is supported by driver-posted copies of Uber's notice. The coverage rule itself is confirmed directly by Uber's current delivery insurance page.
What should Uber Eats drivers do?
Check whether your personal auto insurance covers delivery activity.
Do not assume a standard personal policy — or a policy simply called a “rideshare endorsement” — automatically covers an active food-delivery trip.
Does Uber Eats cover damage to my car? →
Some states require coverage beyond Uber's general delivery rules. Open your state and jump straight to what we have verified.